Articles

Why Do I Need Health Insurance?

Besides the fact that it is now required by law for everyone to obtain health insurance, there are a number of other important reasons to get covered. Read more...

Purchasing Through an Agent Vs. Direct

Many people don’t understand that health insurance premiums are regulated by the government, and legally, the price doesn’t range whether you are purchasing directly from the carrier, through an exchange, or from an agent. Read more...

Getting Health Insurance Outside of Open Enrollment

With new Affordable Care Act regulations, individuals are now required to buy health insurance within Open Enrollment. However, you may qualify to buy outside of that time period. Read more...

How To Choose A Health Insurance Agent

A good health insurance agent will explore all of your options and help you make the best insurance decisions for you and your family. Read more...

How to Choose a Health Insurance Carrier

Price isn’t the only aspect to consider when choosing a health insurance carrier. We’ll give you tips on what other areas to look at when shopping for a carrier. Read more...

10 Individual Health Insurance Tips

Buying health insurance for yourself and your family under the Affordable Care Act can be a complex and confusing process. We’ve got tips to help you through the process. Read more...

Understanding Types of Health Insurance Coverage

Health insurance plans vary when it comes to price, providers and payment. It’s important to understand the ins and outs of every type of coverage so you can select a plan that best fits you and your family’s needs. Read more...

Comparison of Health Insurance Companies

Affordability isn’t the only factor to consider when choosing a health insurance company. We’ll review several of the most popular health carriers in the United States. Read more...

Health Insurance Tips for Recent College Grads

Health insurance may not be first on the priority list of recent college graduates- however it really should be. We’ve got tips for recent grads on why coverage is important and how to buy it. Read more...

Individual Health Basics

Shopping for individual health insurance can be a daunting task when faced with unfamiliar and confusing insurance jargon. We’ll help you understand basic health insurance terminology so you can make an informed decision. Read more...

Health Savings Accounts (HSA)

A Health Savings Account is a popular type of health insurance plan that allows you to control your premiums and save money. Read more...

When to Buy Short Term Health Insurance

Short Term Health Insurance is a great alternative for people who aren’t able to obtain major medical insurance for one reason or another. Some people may not be able to afford major medical, or they may not qualify for a special enrollment period. Read more...

Accident Insurance

Health insurance is essential to protect yourself and your family, but is it enough? Accident insurance can help you pay out of pocket expenses in the case of unforeseen accidents, like cutting yourself or breaking a bone. Read more...

Travel Insurance/International Medical Insurance

Your health insurance plan most likely won’t cover you if you get sick or injured while travelling internationally. Travel insurance may be a good option for anyone planning a trip overseas. Read more...

Usual, Customary and Reasonable

The term “usual, customary and reasonable” refers to the average price charged for a service by providers in your area. An insurance company is often willing to pay that amount. Read more...

Your COBRA Options

The Consolidated Omnibus Budget Reconciliation Act, or more commonly referred to as COBRA, gives you the right to keep your health insurance coverage for a period of time. However, this might not be the most financially sound decision for you and your dependents. Read more...

Do Co-Pays Really Save You Money?

Co-pays are an attractive benefit to health insurance, but do they really help you in the long run? It may actually be costing you more to have a co-pay than it would for you to pay out of pocket. Read more...